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For 11/18/2008
Programs Rate APR P&I
30 Year (fixed) 5.875% 6.057% $887.31
15 Year (fixed) 5.500% 5.783% $1225.63
3/1 Arm* 6.125% 6.298% $911.42
FHA 0.000% 0.000% $
Calculations based on loan amount of $150,000 at an 80% loan-to-value.
*ARM loans based on 30 year term and APR may increase after closing.

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Lance Morgan
lancemorgan@windermere.com
(206) 306-9483